A term assurance policy never acquires a cash or surrender value.
Cover ceases at the end of the term of the policy, or earlier if you stops paying premiums
The policy term can be from 1 yr. upwards to maybe 35 or 40 years. Most life companies have an upper ending age for temporary assurance cover, which is usually 75 or 80.
The premium is fixed at the outset and currently varies according to the:
_ type of cover required.
_ level of cover required.
_ Additional or ‘rider’ optional benefits that may be chosen you.
_ term of cover required,
_ age of the life assured,
_ smoker/non smoker status of the life assured
_ health status of the life assured
Listed below are the other types of cover available to you, click on each one for a description:
We are always on hand to offer the best possible advice at a time and place that suits you. Feel free to visit us at our offices at 26 Market Square, Navan or click the option to request a free quote or further information