• A Whole of Life policy pays out a cash lump sum if you die at any time while the policy is active.

  • The payment usually goes to your estate to benefit your dependents or other beneficiaries, but you can choose a particular beneficiary.

  • The policy benefit can fall if the policy value falls but will have the option of increasing your premium to maintain the sum assured
  • It is more expensive than a term policy
  • The premium is not usually fixed: it can increase.
  • The policy continues as long as you continue paying the premiums  

Listed below are the other types of cover available to you, click on each one for a description:


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We are always on hand to offer the best possible advice at a time and place that suits you. Feel free to visit us at our offices at External link opens in new tab or window26 Market Square, Navan or click the option to request a free quote or further information